TermIQ isn't a rigid template — it's your pricing desk. Every proposal carries your brand, your language, and the exact structure the deal needs. Here is the full list.
| Your logo | Upload once — it appears on the letterhead of every proposal you print. Change or remove it anytime. |
| Company letterhead | Your firm's name and descriptor, exactly as you want it to read at the top of the page. |
| Prepared by | Each rep's name on their own proposals. |
| Quote number | Free-form — follow your internal numbering scheme, deal codes, or CRM references. |
| Executive summary | Pre-filled from the deal (customer, amount, term, structure) with a prompt to describe the business challenge the financing solves. Click and type, or paste your own. |
| Equipment details | Make, model, year/age, quantity, condition, vendor, serial numbers — a ready-made checklist you fill in or replace. |
| Financial breakdown | Auto-computed to the penny: amount financed, fees, down payment, frequency, purchase options, first payment date. |
| Terms & SLAs | Duration, maintenance responsibilities, insurance requirements, upgrade policies, deposits — in your credit team's own words. |
| Include what you want | Every section above is optional — check it on or off per proposal. Reset any section back to the smart template with one click. |
| Copy & paste friendly | Paste language straight from your playbook or a past deal; formatting is cleaned automatically so the proposal stays sharp. |
| Deal type | Equipment finance or working capital. |
| Structure | EFA / loan, $1 buyout lease, 10% PUT, FMV lease, fixed buyout, or term loan — with residuals and buyout amounts you set. |
| Term & frequency | 6 to 84 months; daily, weekly, monthly, quarterly, semi-annual, or annual payments. |
| Money in & fees | Down payment (percent or fixed), documentation fee, structuring fee — each financed into the deal or paid upfront, your choice. |
| Payment shaping | Interest-only intro months, advance payments at signing, seasonal skip months for slow seasons, and your first-payment date. |
| Payment options A / B / C | Present three terms side by side — you pick which terms, and which option carries the "Recommended" flag. |
| Rate privacy | The rate never prints unless you flip the switch — "available on request" is the default posture. |
| Section 179 talking points | Optional tax-savings note computed at your customer's tax rate. On or off per proposal. |
| Target payment solver | Work backwards — enter the payment the customer can afford and see the equipment budget it supports. |
| Saved quotes | Save up to 80 quotes and reload any of them in one click — custom proposal language and section choices included. |
| Your settings persist | Logo, letterhead, and proposal language are remembered between sessions on your machine. |
| Print & export | One-click print / save-as-PDF proposals; full amortization schedule exports to CSV for credit files. |
| Private by design | Everything computes in your browser. No deal data, customer names, or pricing ever leaves your desk. |